When you parked your car this morning did you lock it and put valuables in the boot, so they don't get stolen? What about when you left your house, I bet that was locked up, windows closed, oven and cooker off so as not to burn the place down. You don't want come home and find that your house is empty of all your possessions, that your family photo...

I often ask people I'm working with, "if you want to fix something, to improve it, then what is the 1st thing you have to have in order to be able to do that?" I get all sorts of answers usually most of these resulting of spending a lot of money, which seems to be the default approach – there's a problem lets spend money. The real answer is actuall...